Building Technology That Remembers We're Human
We don't move data. We move human possibilities at the speed of light.
This isn't just a technical manual. It's a wake-up call to an industry that's forgotten it serves humans, not machines.
From grandmothers buying medicine to children saving tigers—every line of code is a moral decision. Discover the real stories behind failed transactions.
Learn why storing money as VARCHAR can cost $73 million, and why the pipes that carry coffee orders also carry hopes and dreams.
A roadmap where data moves at the speed of human need, where AI learns empathy before algebra, and every transaction is an opportunity for connection.
Whether you're a 3 AM debugging warrior, a CEO, or someone curious about why payments take time—this book will change how you see technology.
"My name doesn't matter, but my scars do. I've been in the data trenches for twenty-five years. I've debugged production at 3 AM while customers screamed. I've watched million-dollar decisions made on data that was 47% wrong. But I've also seen magic."
"You're not a cog. You're a cardiovascular surgeon operating on the economy's heart. Every optimization you make, every bug you fix, every millisecond you save—it ripples out to millions of lives."
"The tigers can't wait." That's when it hit me: Every delay we build into our systems is time stolen from what matters. We're not moving data. We're moving dreams, hopes, help—and every millisecond counts.
"We've built the most egalitarian system in human history, and we did it by accident. The packet carrying a billionaire's wire transfer travels the same route as a kid's first Venmo transaction."
Engineers debugging production while the world sleeps, wondering if what they do matters. (It does. More than you know.)
Leaders who think data is just IT's problem, not realizing it's the lifeblood of everything they're trying to achieve.
Those who believe technology should make us more human, not less. The future belongs to you.
Those who've lost sight of why they got into tech in the first place. Remember that excitement? It's still valid.
Those who will inherit our systems and hopefully build better ones. This is your blueprint.
Anyone who's ever waited for a payment to process and wondered why, in an age of instant everything, money still takes its sweet time.
Globally Recognized AI, Data, Fintech & Blockchain Innovation Leader
Harveer Singh is a globally recognized data, AI, and fintech visionary who bridges enterprise-scale leadership with entrepreneurial execution. With over 20 years of experience, he has transformed financial institutions across banking, payments, telecom, and Web3 ecosystems.
In July 2025, Harveer launched RZTO—a blockchain-based fintech utility token redefining global loyalty, telecom, and rewards, now among the world's leading loyalty-utility coins listed on major exchanges.
Previously as Chief Data Officer at Truist Bank, he led enterprise data strategy and AI programs, delivering innovative platforms like the Consolidated View of Client (CVoC) on Snowflake and Salesforce.
His career highlights include serving as Chief Data Architect at Western Union, where he spearheaded the award-winning "When Data Moves, Money Moves" program across 200+ markets, and helping launch six digital banks across the EU and Brazil through strategic partnerships with Mambu, OutSystems, and Snowflake.
A thought leader and author, Harveer wrote "Building Consumer Ecosystems Through Digital Third-Party Access" (Amazon Top 10 Business Book, 2022) and regularly speaks at Money20/20, Token2049, and Gartner summits.
Join the revolution disguised as a technical book. Because when data moves properly, life flows better.
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